Which statement best describes how preexisting conditions are treated in health coverage?

Which statement best describes how preexisting conditions are treated in health coverage?

• A. Plans may limit or exclude coverage for preexisting conditions for a period, subject to applicable laws and policy terms.
• B. Preexisting conditions are always excluded permanently.
• C. Coverage for preexisting conditions is always retroactive once policy is issued.
• D. Preexisting conditions are ignored when underwriting.

Answer: (A)