What does the entire contract provision in a life insurance policy state?

What does the entire contract provision in a life insurance policy state?

• A. The policy and riders form the contract, extrinsic evidence is allowed to alter terms
• B. Only the policy forms the contract; riders are not included
• C. The policy and attached applications form the entire contract; extrinsic evidence cannot alter its terms
• D. The entire contract can be amended by the policyowner at will

Answer: (C)