How is disability defined in many disability income policies?

How is disability defined in many disability income policies?

• A. Disability is typically defined as the insured cannot perform the duties of their own occupation or any occupation as defined in the policy; definitions vary.
• B. Disability means only an on-the-job accident qualifies.
• C. Disability requires hospital admission to qualify for benefits.
• D. Disability is determined solely by age.

Answer: (A)